Showing posts with label #homeownership. Show all posts
Showing posts with label #homeownership. Show all posts

Thursday, December 14, 2017

How to Pick Paint Colors

Paint has remodeling power when you use it to emphasize a room’s best features or play down the flaws. 
Every home suffers a few negatives, but not every solution requires pricey structural changes. 
Paint is an often-overlooked, low-cost remodeler’s remedy for common complaints with interiors, offering the chameleon-like ability to lighten, warm, enlarge, erase, or attract attention.
“Paint is a powerful tool that can enhance the architectural character and intent of space,” says Minneapolis architect Petra Schwartze of TEA2 Architects. “As you choose your paint, think about what the experience in the room should be.”
More Schwartze advice:
  • Always sample paint colors on a few walls. Don’t be shy about painting a few large swaths on walls and trim to consider the effect of natural and artificial lighting. Add samples to opposite sides of a room to judge the paint color from different angles.
  • Check the space with the samples in place and watch how the paint color changes at different times of the day.
  • Evaluate your reaction to the proposed colors: Does the space feel cozy or is the openness enhanced?
How to Enlarge Space with Color
Painting walls white, cream, pastels, or cool colors (tinged with blue or green) creates the illusion of more space by reflecting light. Paint trim similar to walls (or use white on trim) to ensure a seamless appearance that visually expands space.
In addition, using white or light colors on walls lifts the ceiling; darker shades can have a similar effect if you select a high-gloss paint sheen, which reflects light and enhances space.
Use a monochromatic scheme to amplify the dimensions of a room. Select furnishings in one color and paint walls and trim to match. Lack of contrast makes a room seem more spacious.
Make walls appear taller by extending wall color onto the ceiling. Create a 6- to 12-inch-wide border of wall color on the entire ceiling perimeter, or wherever walls meet the ceiling.
Vertical and horizontal stripes of alternating color can make a room grand. Although vertical stripes enhance room height by drawing the eye upward, horizontal stripes lure your gaze around the perimeter, making walls seem further away. Use similar light colors for low-contrast stripes, and your room will look even larger.
Creating Intimacy
When a space feels cavernous, draw walls inward and make it cozy with warm colors (red-tinged) because darker hues absorb light. Similarly, a dark or warm color overhead (in a flat finish) helps make rooms with high or vaulted ceilings less voluminous.
Give Peace a Chance
The right paint choice can lend tranquility to a bathroom, master suite, or other quiet, personal space. A palette of soft, understated color or muted tones help you instill a calming atmosphere. Some good choices include pale lavenders, light grays or greens, and wispy blues.
Define Your Assets
Call out notable features in a room with paint. Dress crown moldings and other trims in white to make them pop against walls with color. Make a fireplace or other feature a focal point by painting it a color that contrasts with walls.
“Using a higher sheen of paint on woodwork, such as baseboards and door or window casings,” says Schwartze, “creates a crisp edge and clear transition from the wall to the trim.”
Hide Flaws
Not everything should stand out in a space. Using a low-contrast palette is a good way to hide unappealing elements or flaws. Conduit, radiators, and other components painted the same color as the wall will seem to disappear.
Selecting low-sheen or flat paint colors also helps hide flaws. Unless walls are smooth, avoid using high-gloss paint because it reflects light and calls attention to an uneven surface.
What’s the Cost?
As a DIY job, painting a 12-foot-by-12-foot space costs about $150, including paint, primer, brushes, drop cloths, and other painting tools and supplies. A professionally painted room using high-quality, brand-name paint costs $200 to $400.

Thursday, October 19, 2017

5 Small-Home Upgrades You’ll Regret Even Thinking About

The moment you walked into that adorable bungalow, you knew it was “The One.” It wrapped its cozy, snug-as-a-bug feeling around you and practically whispered, “Buy me.”
So you did!
Now you’re ready to make your dream-home Pins happen for real.
But, as a small-home owner, be cautious. Follow the wrong inspirational trend, and you could end up designing a too-teeny-to-be-comfy space.
Beware of any home project that calls for:
#1 Ceiling Lights
That’s because overhead lighting (including recessed lighting) illuminates the room — emphasizing its size. And when you don’t want to emphasize a room’s size (we’re looking at you, tiny living room), it’s better to break it up into individually lit areas that draw the eye to different spots.
So you may want to rethink that vintage mid-century light fixture you’ve been lusting after at the ReStore.
Think table and floor lamps, says Toni Sabatino, a Long Island interior designer, who reminds us to not forget about the function while transforming the form. Where will you sit to read? How much light do you need over the dining room table?
“Task lighting adds not only function,” she says, “it adds charm and visual interest.”
#2 Painting Every Room a Wildly Different Color
In large houses with large rooms, each room can be its own color universe. Yet, the same tactic will only make your smaller home look like a whole world of crazy.
The colors really should coordinate, since you usually can see into more than one room at a time in smaller homes, says Sabatino.
But that doesn’t mean you have to go with just one neutral color. (Could anything be more boring?)
Think one color palette with a few colors and stick with it, Sabatino says.
#3 Sliding-Glass Shower Doors
Glass doors on your tub have got to be better than that mold-growing shower curtain you’ve got now, right?
Plus, won’t glass (because it’s see-through) make the room feel bigger?
Not really.
While a traditional glass-door tub enclosure may seem like a good idea, it’s really more like putting up a permanent wall. It divides your already-cramped bath into two even tinier spaces. Never mind how to get all the soap scum off those yucky parts where the doors overlap. And when you blow-dry your hair? Hello, bruised elbow.
Instead, add a glass panel that goes one-third to halfway across the tub. They’re not that expensive (starting around $250), especially for the expansive feeling they’ll add to your bath without you actually having to knock down walls.
And cleaning? Super easy because a) some panels swing out a bit to make tough spots easier to reach, and b) there’s less to clean!
#4 Filled-Up Rooms
“I talked to a brilliant architect who designs tiny houses and he doesn’t look at square feet, he looks at cubic feet,” says Suzanne Felber, a designer in Dallas.
When you look at a room that way, you realize things like winged armchairs, sofas with overflowing cushions, ornate hutches, decorative what-nots (and clutter!) all have extra bulk that make a room feel overfull.
Minimalist furniture that maximizes function, not flair, and a clutter-free strategy will make the room feel spacious — and still be super comfy.
Sabatino suggests using streamlined sectional sofas and tables that can have pieces pulled out and moved around, making it easier to entertain larger groups, and then rearranged for a more intimate setting.
#5 The Stark, Dark Kitchen Look
You looooove the look of today’s modern, dark kitchens — especially their espresso-colored cabinets. So rich-looking. So statement-making. You also love Scarlett Johansson’s pixie cut, but that doesn’t mean you can pull it off.
There’s a reason designers use light-colored cabinets in small spaces. Light colors reflect light, making a room seem larger. And dark colors, well, they do the opposite.
Does that mean that you mustn’t even consider those espresso cabinets? Not necessarily.
If you incorporate them more as an accent or focal point, they can work. “If you have dark cabinetry, and [lots of] white walls it can really pop, says Felber.
But if your kitchen walls are all cabinets (lucky you, storage-wise!) with hardly any blank wall space, “you’re going to end up with a cave,” says Felber.

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Thursday, October 5, 2017

8 Costly Missteps New Homeowners Make in Their First Year

The negotiations are over. Your mortgage is settled. The keys to your first home are in hand. Finally, you can install your dream patio. You can paint the walls without losing your security deposit.
Heck, you could knock out a wall. You’re soooo ready to be a homeowner.
So ready in fact, you’re about to make some costly mistakes.
Wait, whaaat?
“You have to rein it in and be smart,” says Daniel Kanter, a homeowner with five years under his belt. Especially in your first year, when your happiness, eagerness (and sometimes ignorance) might convince you to make one of these eight mistakes:
#1 Going With the Lowest Bid
The sounds your HVAC system is making clearly require the knowledge of a professional (or perhaps an exorcist?).
But you’ve been smart and gotten three contractor bids, so why not go with the lowest price?
You might want to check out this story from a Michigan couple. Rather than going with a remodeler who’d delivered good work in the past, they hired a contractor offering to complete the work for less than half the cost, in less time.
A year later, their house was still a construction zone. You don’t want to be in the same spot.
What to do: Double-check that all bids include the same project scope — sometimes one is cheaper because it doesn’t include all the actual costs and details of the project. The contractor may lack the experience to know of additional steps and costs.
#2 Submitting Small Insurance Claims
Insurance is there to cover damage to your property, so why not use it?
Because the maddening reality is that filing a claim or two, especially in a relatively short period, can trigger an increase in your premium. “As a consumer advocate, I hate telling people not to use something they paid for,” says Amy Bach, executive director of nonprofit United Policyholders, which works to empower consumers. But, it’s better to pay out of pocket than submit claims that are less than your deductible.
Save your insurance for the catastrophic stuff. “You want the cleanest record possible,” Bach says. “You want to be seen as the lowest risk. It’s like a driving record — the more tickets you have, the more your insurance.”
Some insurance groups, like the Insurance Information Institute and National Association of Insurance Commissioners, say it’s hard to generalize about premium increases because states’ and providers’ rules differ. But this stat from a report by UP and the Rutgers Center for Risk and Responsibility at Rutgers Law School is pretty sobering: Only two states — Rhode Island and Texas — got top marks for protecting consumers “from improper rate increases and non-renewals” just for making:
  • An inquiry about a claim
  • A claim that isn’t paid because it was less than the deductible
  • A single claim
Your best protection? Maintaining your home so small claims don’t even materialize.
#3 Making Improvements Without Checking the ROI
Brandon Hedges, a REALTOR® in Minneapolis-St. Paul, recalls a couple who, though only planning to stay in their home for a few years, quickly replaced all their windows. When the time came to sell, he had to deliver the crushing news that they wouldn’t get back their full investment — more than $30,000.
New windows can be a great investment if you’re sticking around for awhile, especially if windows are beyond repair, and you want to save on energy bills.
Just because you might personally value an upgrade doesn’t mean the market will. “It’s easy to build yourself out of your neighborhood” and invest more than you can recoup at resale, says Linda Sowell, a REALTOR® in Memphis, Tenn.
What to do: Before you pick up a sledgehammer, check with an agent or appraiser, who usually are happy to share their knowledge about how much moola an improvement will eventually deliver.
#4 Going on a Furnishing Spree
When you enter homeownership with an apartment’s worth of furnishings, entire rooms in your new home are depressingly sparse. You want to feel settled. You want guests at your housewarming party to be able to sit on real furniture.
But try to exercise some retailing willpower. Investing in high-quality furniture over time is just smarter than blowing your budget on a whole house worth of particleboard discount items all at once.
What to do: Live in your home for a while, and you’ll get to know your space. Your living room may really need two full couches, not the love seat and a recliner you pictured there.
#5 Throwing Away Receipts and Paperwork
Shortly after moving in, your sump pump dies. You begrudgingly pay for a new one and try to forget about the cash you just dropped. But don’t! When it comes time to sell, improvements as small as this are like a resume-builder for your home that can boost its price. And, if problems arise down the road, warranty information for something like a new furnace could save you hundreds.
What to do: Stow paperwork like receipts, contracts, and manuals in a three-ring binder with clear plastic sleeves, or photograph your documents and upload them to cloud storage.
#6 Ignoring Small Items on Your Inspection Report
Use your inspection report as your very first home to-do list — even before you start perusing paint colors. Minor issues that helped take a chunk of change off the sale price can cause cumulative (and sometimes hazardous) damage. Over time, loose gutters could yield thousands in foundation damage. Uninsulated pipes? You could pay hundreds to a plumber when they crack in freezing temperatures. And a single faulty electric outlet could indicate dangerous ungrounded electricity.
What to do: Get the opinion and estimate of a contractor (usually at no charge), and then you can make an informed decision. But remember #1 above.
#7 Remodeling Without Doing the Research
No one wants to be a Negative Nancy, but there’s a benefit to knowing the worst-case scenario.
Homeowner Kanter tells the time he hired roofers to remove box gutters from his 1880s home. Little did he know, more often than not aged box gutters come with more extensive rot damage, which his roofers weren’t qualified to handle.
“We had to have four different contractors come in and close stuff up for the winter,” he says. Had he researched the problem, he could have saved money and anxiety by hiring a specialist from the start, he says.
What to do: Before beginning a project, thoroughly research it. Ask neighbors. Ask detailed questions of contractors so you can get your timing, budget, and expectations in line.
#8 Buying Cheap Tools
You need some basic tools for your first home — a hammer, screwdriver set, a ladder, maybe a mower.
But if you pick up a “novelty” kit (like those cute pink ones) or inexpensive off-brand items, don’t be surprised if they break right away, or if components like batteries have to be replaced frequently.
What to do: For a budget-friendly start, buy used tools from known quality brands (check online auctions or local estate sales) that the pros themselves use.

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Thursday, August 24, 2017

How Many of These 7 Real Estate Facts Did You Already Know?

There’s a ton of real estate intel on the interwebs. (Why, you’re looking at some of it right now!) But even if you consider yourself the most research-savvy digital consumer of all time, you may not know everything you need to in order to make the wisest decisions when negotiating a real estate transaction.
Maybe you’re already familiar with real estate terms like “escrow” and “easement.” But we’re not just talking about a few words that test your real estate vocabulary. We’re talking about processing the bazillions of details you’ll deal with to buy or sell a home.
Here’s a quick list of things you may not already know that could put, or keep, money in your wallet while you’re in the real estate game.
1. Home Ownership is an Important Way to Build Wealth
Home ownership isn’t for everybody. But those who step onto the home ownership ladder steadily build wealth over their lifetime. A typical homeowner’s net worth was $195,400, while that of the typical renter was $5,400, according to 2013 data from the Federal Reserve, the most recent available. New data is expected in 2016, and Lawrence Yun, chief economist of the NATIONAL ASSOCIATION OF REALTORS® (NAR), predicts it will show $225,000 to $230,000 in median net worth for homeowners and around $5,000 for renters.
2. Owning Real Estate Can Save You Hundreds in Taxes
If sending a chunk of your hard-earned money to Uncle Sam or your local government makes you nuts, real estate is for you. When you own, you may be eligible for a slew of real estate tax deductions and credits, including state and local income and property taxes, and mortgage interest and mortgage insurance payments. At the average tax rate, real estate deductions helped taxpayers save roughly $100 billion in 2015, according to an analysis by NAR.
3. Buyers Who Tapped Expert Real Estate Advice Were Glad They Did
When buyers who’ve recently worked with a real estate agent were asked why they teamed up with one, more than half said it was an important step in finding the right home, according to NAR’s “2015 Profile of Home Buyers and Sellers.” Nearly four out of five consumers, 78%, say their agent was a very useful source of information.
4. Sellers Were Just as Happy They Worked with a Real Estate Pro
Your fellow consumers wholeheartedly believe it’s important to work with an agent when selling. Nearly nine out of 10 sellers, or 89%, did just that. They also reported a median gain on the sale of their home of $40,000 more than they paid for it, according to NAR’s “2015 Profile of Home Buyers and Sellers.”
5. Sellers Who Spruce Up and Declutter Their Home Draw More Interest
Staging a home makes a big difference in buyers’ ability to see its potential. Four out of five real estate agents who work exclusively with buyers say staging makes it easier for buyers to visualize themselves living in the staged home, according to NAR’s “2015 Profile of Home Staging." Nearly half say staging will increase a home's market value, and just under one-third say buyers are more willing to overlook a property’s faults when staging highlights its best features.
6. Sell-It-Yourselfers Are a Dwindling Crowd
The number of sellers who sold their home without a real estate pro has dropped to 8%, according to the buyer and seller study — the lowest share since this stat was first tracked in 1981.
7. Sellers Who Go It Alone Leave Money on the Table
The median price of homes sold without the expertise of a real estate agent was $210,000 in 2015. That’s $35,000 less than the median price of homes sold by sellers who worked with an agent, or $245,000, according to the buyer and seller study.
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Thursday, August 3, 2017

5 Tips that Will Protect You from this (Expensive) DIY Mistake

It was their first plumbing project. “It was just a small crack in a pipe,” says Karah Bunde. She and her husband, Joel, had just purchased a fixer-upper they planned to renovate and rent.

They bought a new piece of PVC pipe to replace the cracked one. “We installed it, glued it, gave it 24 hours to cure. The next day we turned on the water and it busted at the seams. 
We had extra pipe and did it again, this time allowing it to cure for two days. Same story,” says Bunde, an avid DIYer who writes “The Space Between” blog.

The couple returned to the store and started asking questions.

Turns out they had made one of the most common DIY mistakes: choosing the wrong material for the job. “Our downfall was not doing enough research. Turns out we picked PVC pipe for drains and not one that would hold the pressure of water lines,” Bunde says.

Whether you’re choosing tile, flooring, lighting, or cabinets, making the right choice can make or break your success. Get the right materials by doing these five things:

1. Set a Budget for Every Item
Make a budget for every single item you’re purchasing, says architect Todd Miller, owner of QMA Architects & Planners in Linwood, N.J. Otherwise, you may blow it all on a sexy plumbing fixture, but then choose the wrong flooring, for instance, just because it’s cheap and you want to keep on track.

“There are always tradeoffs, but having a budget will help you manage the choices,” Miller says. 

2. Shop Where the Pros Shop
Not to dis big-box stores; they’re great for many things. But you have to know what you’re getting into, says Gary Rochman, owner of Rochman Design Build in Ann Arbor, Mich. “Heeding the siren call from the big-box store can oftentimes go wrong. You’re not getting the service and the professional advice you’d need, especially if you’re a DIYer.”

For example, he says, “You might purchase treated lumber for an outdoor deck, but no one tells you the nails you bought aren’t for outdoor purposes. At a lumberyard, they’ll let you know those two items don’t go together.”

Additionally, Miller says some manufacturers will make two versions of the same product: a more cheaply made one for major retailers and another for supply stores that sell to contractors. “I purchased one product at a retail store that had PVC supply lines, and the exact same product from my supplier that had solid copper fittings,” he says. Homeowners can have access to suppliers through their contractor, but many stores also sell directly to consumers.

3. Try It Out Before Committing to It
Robin Flanigan, a homeowner in Rochester, N.Y., thought she was doing all the right things when she chose backsplash tile. She went to a local tile store. She schlepped along her cabinet sample, and they knew her floor — a wood-look farmhouse tile — which she’d purchased from them. “The owner took his time with me every time I went to the store — and there were a lot of times I went to the store,” she says. It took her two months to decided on a clear tile. “I thought clear tile would be less noticeable, not clash with the concrete.”

She hired an installer who put up the tile on two walls before Flanigan saw it. “I wound up in tears all night and asked them to take it down,” she says. The installer did beautiful work, but “what looked great in a small sample turned out to look way too futuristic once the walls were covered. It didn’t fit the rest of the industrial loft vibe at all.”

Flanigan says the mistake was a “huge budget buster” and posted the torn-down tile on Craigslist. She had a thin concrete backsplash installed instead. “If there’s a next time, I would order a box to see if I liked the look first,” she says.

4. Invest in the Right Tools
Here’s a good place to practice balancing durability and cost: Get the right tools for the job.

“You can buy a brush for 98 cents, but you won’t get good results,” says Les Lieser, who recently retired as owner of a painting company and now runs Front Range Coating Consultants in Greeley, Colo. “Good brushes cost more for a reason.”

Lieser says cheap brushes are like straw, flaring out and not holding their shape. A good quality nylon or bristle brush, on the other hand, will allow for nice, straight lines. For a few dollars more, you’ll save a lot of hassle and get a more professional-looking result.

“The same goes for roller covers and paint,” Lieser says. “Spend a little more money on a brand name or something of good quality.”

What if you need a costly tool? “We’ve rented a bunch of tools; it’s a great option,” Bunde says. In addition, many cities have tool lending libraries or a MakerSpace where you can borrow bigger items. “When you buy your materials, always ask what tools are going to aid in your success,” Bunde says.

5. Be Cautious About What You Buy Online
Buying things online might be less expensive and convenient, but when you’ve purchased a 700-pound cast iron tub from Craigslist only to discover it’s scratched or too heavy for your second-floor bath, you’re going to have a hard time sending it back. “It’s important to see and touch the products,” Miller says. “And you’ll have an easier time with returns at a retail shop or professional wholesaler.”

Although it’s enticing to think you’ll save money by purchasing the cheapest materials and save time by doing it yourself, you’ve got to weigh the value of your time against the inevitability of things not fitting, arriving broken, or not lasting. Otherwise, you’ll be spending your free time wandering the fluorescent aisles of the hardware store rather than kicking back and sipping lattes in your newly renovated space.

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Thursday, July 13, 2017

8 COSTLY MISSTEPS NEW HOMEOWNERS MAKE IN THEIR FIRST YEAR

The negotiations are over. Your mortgage is settled. The keys to your first home are in hand.

Finally, you can install your dream patio.

You can paint the walls without losing your security deposit.

Heck, you could knock out a wall. You’re soooo ready to be a homeowner.

So ready in fact, you’re about to make some costly mistakes. 

Wait, whaaat?


“You have to rein it in and be smart,” says Daniel Kanter, a homeowner with five years under his belt. Especially in your first year, when your happiness, eagerness (and sometimes ignorance) might convince you to make one of these eight mistakes:

#1 Going With the Lowest Bid
The sounds your HVAC system is making clearly require the knowledge of a professional (or perhaps an exorcist?).

But you’ve been smart and gotten three contractor bids, so why not go with the lowest price?

You might want to check out this story from a Michigan couple. Rather than going with a remodeler who’d delivered good work in the past, they hired a contractor offering to complete the work for less than half the cost, in less time.

A year later, their house was still a construction zone. You don’t want to be in the same spot.

What to do: Double-check that all bids include the same project scope — sometimes one is cheaper because it doesn’t include all the actual costs and details of the project. The contractor may lack the experience to know of additional steps and costs. 

#2 Submitting Small Insurance Claims
Insurance is there to cover damage to your property, so why not use it?

Because the maddening reality is that filing a claim or two, especially in a relatively short period, can trigger an increase in your premium. “As a consumer advocate, I hate telling people not to use something they paid for,” says Amy Bach, executive director of nonprofit United Policyholders, which works to empower consumers. But, it’s better to pay out of pocket than submit claims that are less than your deductible.

Save your insurance for the catastrophic stuff. “You want the cleanest record possible,” Bach says. “You want to be seen as the lowest risk. It’s like a driving record — the more tickets you have, the more your insurance.”

Some insurance groups, like the Insurance Information Institute and National Association of Insurance Commissioners, say it’s hard to generalize about premium increases because states’ and providers’ rules differ. But this stat from a report by UP and the Rutgers Center for Risk and Responsibility at Rutgers Law School is pretty sobering: Only two states — Rhode Island and Texas — got top marks for protecting consumers “from improper rate increases and non-renewals” just for making:

• An inquiry about a claim
• A claim that isn’t paid because it was less than the deductible
• A single claim 

Your best protection? Maintaining your home so small claims don’t even materialize.

#3 Making Improvements Without Checking the ROI
Brandon Hedges, a REALTOR® in Minneapolis-St. Paul, recalls a couple who, though only planning to stay in their home for a few years, quickly replaced all their windows. When the time came to sell, he had to deliver the crushing news that they wouldn’t get back their full investment — more than $30,000.

New windows can be a great investment if you’re sticking around for awhile, especially if windows are beyond repair, and you want to save on energy bills.

Just because you might personally value an upgrade doesn’t mean the market will. “It’s easy to build yourself out of your neighborhood” and invest more than you can recoup at resale, says Linda Sowell, a REALTOR® in Memphis, Tenn.

What to do: Before you pick up a sledgehammer, check with an agent or appraiser, who usually are happy to share their knowledge about how much moola an improvement will eventually deliver.

#4 Going on a Furnishing Spree
When you enter homeownership with an apartment’s worth of furnishings, entire rooms in your new home are depressingly sparse. You want to feel settled. You want guests at your housewarming party to be able to sit on real furniture.

But try to exercise some retailing willpower. Investing in high-quality furniture over time is just smarter than blowing your budget on a whole house worth of particleboard discount items all at once. 

What to do: Live in your home for a while, and you’ll get to know your space. Your living room may really need two full couches, not the love seat and a recliner you pictured there.

#5 Throwing Away Receipts and Paperwork
Shortly after moving in, your sump pump dies. You begrudgingly pay for a new one and try to forget about the cash you just dropped. But don’t! When it comes time to sell, improvements as small as this are like a resume-builder for your home that can boost its price. And, if problems arise down the road, warranty information for something like a new furnace could save you hundreds.

What to do: Stow paperwork like receipts, contracts, and manuals in a three-ring binder with clear plastic sleeves, or photograph your documents and upload them to cloud storage.

#6 Ignoring Small Items on Your Inspection Report
Use your inspection report as your very first home to-do list — even before you start perusing paint colors. Minor issues that helped take a chunk of change off the sale price can cause cumulative (and sometimes hazardous) damage. Over time, loose gutters could yield thousands in foundation damage. Uninsulated pipes? You could pay hundreds to a plumber when they crack in freezing temperatures. And a single faulty electric outlet could indicate dangerous ungrounded electricity.

What to do: Get the opinion and estimate of a contractor (usually at no charge), and then you can make an informed decision. But remember #1 above.

#7 Remodeling Without Doing the Research
No one wants to be a Negative Nancy, but there’s a benefit to knowing the worst-case scenario.

Homeowner Kanter tells the time he hired roofers to remove box gutters from his 1880s home. Little did he know, more often than not aged box gutters come with more extensive rot damage, which his roofers weren’t qualified to handle.

“We had to have four different contractors come in and close stuff up for the winter,” he says. Had he researched the problem, he could have saved money and anxiety by hiring a specialist from the start, he says.

What to do: Before beginning a project, thoroughly research it. Ask neighbors. Ask detailed questions of contractors so you can get your timing, budget, and expectations in line.

#8 Buying Cheap Tools
You need some basic tools for your first home — a hammer, screwdriver set, a ladder, maybe a mower.

But if you pick up a “novelty” kit (like those cute pink ones) or inexpensive off-brand items, don’t be surprised if they break right away, or if components like batteries have to be replaced frequently.

What to do: For a budget-friendly start, buy used tools from known quality brands (check online auctions or local estate sales) that the pros themselves use.



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Thursday, July 6, 2017

WHAT NOT TO DO AS A NEW HOMEOWNER

You’ve finally settled into your new home.

You’re hanging pictures and pinning ideas for your favorite bath. 

But in all your excitement, are you missing something? Now that you’re a bonafide homeowner are there things you should know that you don’t?

Probably so. Here are six mistakes new homeowners often make, and why they’re critically important to avoid.

#1 Not Knowing Where the Main Water Shutoff Valve Is
Water from a burst or broken plumbing pipe can spew dozens of gallons into your home’s interior in a matter of minutes, soaking everything in sight — including drywall, flooring, and valuables. In fact, water damage is one of the most common of all household insurance claims.

Quick-twitch reaction is needed to stave off a major bummer. Before disaster hits, find your water shutoff valve, which will be located where a water main enters your house. Make sure everyone knows where it’s located and how to close the valve. A little penetrating oil on the valve stem makes sure it’ll work when you need it to.

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#2 Not Calling 811 Before Digging a Hole
Ah, spring! You’re so ready to dig into your new yard and plant bushes and build that fence. But don’t — not until you’ve dialed 811, the national dig-safely hotline. The hotline will contact all your local utilities who will then come to your property — often within a day — to mark the location of underground pipes, cables, and wires.

This free service keeps you safe and helps avoid costly repairs. In many states, calling 811 is the law, so you’ll also avoid fines.

#3 Not Checking the Slope of Foundation Soil
The ground around your foundation should slope away from your house at least 6 inches over 10 feet. Why? To make sure that water from rain and melting snow doesn’t soak the soil around your foundation walls, building up pressure that can cause leaks and crack your foundation, leading to mega-expensive repairs.

This kind of water damage doesn’t happen overnight — it’s accumulative — so the sooner you get after it, the better (and smarter) you’ll be. While you’re at it, make sure downspouts extend at least 5 feet away from your house.

#4 Not Knowing the Depth of Attic Insulation
This goes hand-in-hand with not knowing where your attic access is located, so let’s start there. Find the ceiling hatch, typically a square area framed with molding in a hallway or closet ceiling. Push the hatch cover straight up. Get a ladder and check out the depth of the insulation. If you can see the tops of joists, you definitely don’t have enough.

The recommended insulation for most attics is about R-38 or 10 to 14 inches deep, depending on the type of insulation you choose. BTW, is your hatch insulated, too? Use 4-inch-thick foam board glued to the top.

#5 Carelessly Drilling into Walls
Hanging shelves, closet systems, and artwork means drilling into your walls — but do you know what’s back there? Hidden inside your walls are plumbing pipes, ductwork, wires, and cables.

You can check for some stuff with a stud sensor — a $25 battery-operated tool that detects changes in density to sniff out studs, cables, and ducts.

But stud sensors aren’t foolproof. Protect yourself by drilling only 1¼ inches deep max — enough to clear drywall and plaster but not deep enough to reach most wires and pipes.

Household wiring runs horizontally from outlet to outlet about 8 inches to 2 feet from the floor, so that’s a no-drill zone. Stay clear of vertical locations above and below wall switches — wiring runs along studs to reach switches.

#6 Cutting Down a Tree
The risk isn’t worth it. Even small trees can fall awkwardly, damaging your house, property, or your neighbor’s property. In some locales, you have to obtain a permit first. Cutting down a tree is an art that’s best left to a professional tree service.

Plus, trees help preserve property values and provide shade that cuts energy bills. 



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Monday, June 5, 2017

4 Genius Yard Upgrades That Even A Klutz Can Crush

You don’t need to be the host of an extreme home makeover show to build an amazing backyard.
 In fact, the transformative projects below are easy enough for even the klutziest home improvement newbie to complete.
 Just don’t be shocked when the Johnsons appear at your door with hot dog buns in hand, begging to throw a cookout at your place. 

#1 No-Blow Outdoor Curtains

When Cara Daniel of “The Project Addict” blog spied a neighbor’s unruly outdoor curtains, she hacked some for her porch that could withstand a gusty Tornado Alley afternoon without upending a glass of lemonade or ensnaring an unsuspecting guest.

She found the sweet spot by slipping conduit pipes through the curtain tabs up top and a hem at the bottom, and securing the pipes with wires (taut, but not too tight).

Daniel did all the hard work of dreaming up the curtains, so a DIY newbie can definitely recreate the project, which uses easy-to-find materials like washers and camping stakes. 

Upkeep has been equally simple thanks to her sturdy choice of fabric. “The marine fabric is better than outdoor fabric that I bought,” says Daniel. The easy-to-wash choice has kept the curtains looking picturesque after five years of use.

#2 Shutter Privacy Fence

No fence? No problem! Daune Pitman of the “Cottage in the Oaks” blog MacGyvered an attractive privacy feature from a friend’s pile of discarded shutters.

The $0 price wasn’t the only thing that made the material desirable for an outdoor nook’s privacy screen, though. “They were tall,” says Pitman, “could easily be attached to posts, had the vents — which allows air to flow through — and didn’t weigh too much.” 

After nailing the shutters to four-by-fours cemented into the ground (an easy task with a store-bought bag of pre-mixed cement), the nook-facing side got a charming French-blue facelift and the back a coating of foliage-matching bark brown paint.

It’s a kind of self-explanatory project because all you need is:
Shutters
Posts
Cement
Hinges (plus screws) for the shutters
Paint
What could be easier?

#3 PVC Pipe Pergola

Suburbanite Monica Mangin of the site “East Coast Creative” jumped at the chance to rehab a client’s neglected urban patio.

The showstopper was a clever PVC pergola decked with industrial-style lights. She was inspired by traditional wood pergolas, but wanted an easier material. “A lot of mason jar light fixtures were trending,” says Mangin.”I liked the look of that but wanted to turn it a little more industrial.”

PVC pipe — with rebar inside as an anchor — won out for its ease on the DIYer and wallet. Could it get any easier? 

A simple coat of hammered metallic outdoor spray paint gave the pipe a pricier look, and industrial-strength zip ties kept the string of dimmable, Edison bulb-style lights in place. Although the project doesn’t take much time or skill, Mangin recommends recruiting two friends to help. Have one hold each end of the pergola while the third secures the lights with zip ties. Overall, it’s a dinner party-friendly cinch that’s surpassed the one-year mark.

4. Solar Light Hose Guards

Topping the list of Sad Gardening Ironies is when the hose you’ve lugged out to help your landscaping stay lush mows over a bed of delicate flowers you just planted. Sigh.

Lynda Makara of the blog “Home of Happy Art” figured out a pretty and pragmatic solution using affordable solar lights.

The DIY part entailed trashing their original plastic stakes (they weren’t strong enough to hold a hose in place), hammering 24-inch pieces of rebar into the ground, and slipping a light over each piece.

Those sturdy posts could handle even the bulkiest hose, protecting Makara’s plantings during waterings then casting a lovely spotlight on them post-dusk. 

“The rebar is maintenance free,” says Makara. “I have had to replace some of the batteries in the solar lights, but I think that’s pretty normal.”

It doesn’t get much easier than hammering a stake into the ground. Although Makara suggests straightening the rebar with a level, that’s about as technical as it gets to create a more functional, flowering garden.